Call report 2002Q2
OPTIMUMBANK — 2002Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 62,641,000 | USD | evidence → |
| Total loans | 47,302,000 | USD | evidence → |
| Allowance for loan losses | 230,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 8,070,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,962,000 | USD | evidence → |
| Interest-bearing deposits | 43,614,000 | USD | evidence → |
| Noninterest-bearing deposits | 348,000 | USD | evidence → |
| Equity capital | 8,780,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,794,000 | USD | evidence → |
| Interest expense | 836,000 | USD | evidence → |
| Net interest income | 958,000 | USD | evidence → |
| Noninterest income | 16,000 | USD | evidence → |
| Noninterest expense | 676,000 | USD | evidence → |
| Provision for loan losses | 57,000 | USD | evidence → |
| Pretax income | 241,000 | USD | evidence → |
| Income tax | 92,000 | USD | evidence → |
| Net income | 149,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,630,000 | USD | evidence → |
| Total capital | 8,860,000 | USD | evidence → |
| Risk-weighted assets | 33,084,000 | USD | evidence → |