Call report 2002Q1
OPTIMUMBANK — 2002Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,784,000 | USD | evidence → |
| Total loans | 41,085,000 | USD | evidence → |
| Allowance for loan losses | 210,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,012,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,746,000 | USD | evidence → |
| Interest-bearing deposits | 35,411,000 | USD | evidence → |
| Noninterest-bearing deposits | 335,000 | USD | evidence → |
| Equity capital | 8,439,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 806,000 | USD | evidence → |
| Interest expense | 378,000 | USD | evidence → |
| Net interest income | 428,000 | USD | evidence → |
| Noninterest income | 7,000 | USD | evidence → |
| Noninterest expense | 330,000 | USD | evidence → |
| Provision for loan losses | 37,000 | USD | evidence → |
| Pretax income | 68,000 | USD | evidence → |
| Income tax | 26,000 | USD | evidence → |
| Net income | 42,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,223,000 | USD | evidence → |
| Total capital | 8,434,000 | USD | evidence → |
| Risk-weighted assets | 27,292,000 | USD | evidence → |