Call report 2007Q1
MECHANICS SAVINGS BANK — 2007Q1
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 258,001,000 | USD | evidence → |
| Total loans | 227,259,000 | USD | evidence → |
| Allowance for loan losses | 2,627,000 | USD | evidence → |
| Securities available for sale | 17,512,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 1,201,000 | USD | evidence → |
| Total deposits | 216,423,000 | USD | evidence → |
| Interest-bearing deposits | 208,833,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,590,000 | USD | evidence → |
| Equity capital | 34,298,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,472,000 | USD | evidence → |
| Interest expense | 2,273,000 | USD | evidence → |
| Net interest income | 2,199,000 | USD | evidence → |
| Noninterest income | 348,000 | USD | evidence → |
| Noninterest expense | 1,930,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 751,000 | USD | evidence → |
| Income tax | 250,000 | USD | evidence → |
| Net income | 501,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,453,000 | USD | evidence → |
| Total capital | 35,669,000 | USD | evidence → |
| Risk-weighted assets | 181,816,000 | USD | evidence → |