Call report 2006Q4
MECHANICS SAVINGS BANK — 2006Q4
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 259,642,000 | USD | evidence → |
| Total loans | 231,164,000 | USD | evidence → |
| Allowance for loan losses | 2,547,000 | USD | evidence → |
| Securities available for sale | 17,112,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 1,125,000 | USD | evidence → |
| Total deposits | 216,460,000 | USD | evidence → |
| Interest-bearing deposits | 205,608,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,852,000 | USD | evidence → |
| Equity capital | 33,854,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,479,000 | USD | evidence → |
| Interest expense | 8,597,000 | USD | evidence → |
| Net interest income | 8,882,000 | USD | evidence → |
| Noninterest income | 1,392,000 | USD | evidence → |
| Noninterest expense | 7,435,000 | USD | evidence → |
| Provision for loan losses | 878,000 | USD | evidence → |
| Pretax income | 2,395,000 | USD | evidence → |
| Income tax | 768,000 | USD | evidence → |
| Net income | 1,627,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,952,000 | USD | evidence → |
| Total capital | 35,259,000 | USD | evidence → |
| Risk-weighted assets | 184,904,000 | USD | evidence → |