Call report 2007Q2
MECHANICS SAVINGS BANK — 2007Q2
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 259,256,000 | USD | evidence → |
| Total loans | 224,810,000 | USD | evidence → |
| Allowance for loan losses | 2,735,000 | USD | evidence → |
| Securities available for sale | 18,102,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 2,412,000 | USD | evidence → |
| Total deposits | 222,034,000 | USD | evidence → |
| Interest-bearing deposits | 211,699,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,335,000 | USD | evidence → |
| Equity capital | 34,911,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,994,000 | USD | evidence → |
| Interest expense | 4,560,000 | USD | evidence → |
| Net interest income | 4,434,000 | USD | evidence → |
| Noninterest income | 865,000 | USD | evidence → |
| Noninterest expense | 3,909,000 | USD | evidence → |
| Provision for loan losses | 330,000 | USD | evidence → |
| Pretax income | 1,373,000 | USD | evidence → |
| Income tax | 457,000 | USD | evidence → |
| Net income | 916,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,867,000 | USD | evidence → |
| Total capital | 36,216,000 | USD | evidence → |
| Risk-weighted assets | 179,459,000 | USD | evidence → |