Call report 2005Q4
MECHANICS SAVINGS BANK — 2005Q4
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 242,983,000 | USD | evidence → |
| Total loans | 211,334,000 | USD | evidence → |
| Allowance for loan losses | 2,100,000 | USD | evidence → |
| Securities available for sale | 20,680,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 207,815,000 | USD | evidence → |
| Interest-bearing deposits | 198,758,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,057,000 | USD | evidence → |
| Equity capital | 31,264,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,471,000 | USD | evidence → |
| Interest expense | 6,715,000 | USD | evidence → |
| Net interest income | 8,756,000 | USD | evidence → |
| Noninterest income | 1,202,000 | USD | evidence → |
| Noninterest expense | 7,002,000 | USD | evidence → |
| Provision for loan losses | 515,000 | USD | evidence → |
| Pretax income | 2,817,000 | USD | evidence → |
| Income tax | 908,000 | USD | evidence → |
| Net income | 1,909,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,337,000 | USD | evidence → |
| Total capital | 32,825,000 | USD | evidence → |
| Risk-weighted assets | 171,503,000 | USD | evidence → |