Call report 2005Q3
MECHANICS SAVINGS BANK — 2005Q3
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 241,019,000 | USD | evidence → |
| Total loans | 207,045,000 | USD | evidence → |
| Allowance for loan losses | 1,958,000 | USD | evidence → |
| Securities available for sale | 22,785,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 207,489,000 | USD | evidence → |
| Interest-bearing deposits | 197,488,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,001,000 | USD | evidence → |
| Equity capital | 31,281,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,378,000 | USD | evidence → |
| Interest expense | 4,804,000 | USD | evidence → |
| Net interest income | 6,574,000 | USD | evidence → |
| Noninterest income | 860,000 | USD | evidence → |
| Noninterest expense | 5,086,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 2,218,000 | USD | evidence → |
| Income tax | 782,000 | USD | evidence → |
| Net income | 1,436,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,868,000 | USD | evidence → |
| Total capital | 32,488,000 | USD | evidence → |
| Risk-weighted assets | 168,839,000 | USD | evidence → |