Call report 2006Q1
MECHANICS SAVINGS BANK — 2006Q1
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 247,400,000 | USD | evidence → |
| Total loans | 216,069,000 | USD | evidence → |
| Allowance for loan losses | 2,222,000 | USD | evidence → |
| Securities available for sale | 21,192,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 207,308,000 | USD | evidence → |
| Interest-bearing deposits | 199,394,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,914,000 | USD | evidence → |
| Equity capital | 31,886,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,087,000 | USD | evidence → |
| Interest expense | 1,935,000 | USD | evidence → |
| Net interest income | 2,152,000 | USD | evidence → |
| Noninterest income | 238,000 | USD | evidence → |
| Noninterest expense | 1,838,000 | USD | evidence → |
| Provision for loan losses | 129,000 | USD | evidence → |
| Pretax income | 423,000 | USD | evidence → |
| Income tax | 150,000 | USD | evidence → |
| Net income | 273,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,611,000 | USD | evidence → |
| Total capital | 33,417,000 | USD | evidence → |
| Risk-weighted assets | 175,353,000 | USD | evidence → |