Call report 2005Q2
MECHANICS SAVINGS BANK — 2005Q2
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 236,682,000 | USD | evidence → |
| Total loans | 203,870,000 | USD | evidence → |
| Allowance for loan losses | 2,030,000 | USD | evidence → |
| Securities available for sale | 23,021,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 197,695,000 | USD | evidence → |
| Interest-bearing deposits | 186,077,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,618,000 | USD | evidence → |
| Equity capital | 30,659,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,420,000 | USD | evidence → |
| Interest expense | 3,015,000 | USD | evidence → |
| Net interest income | 4,405,000 | USD | evidence → |
| Noninterest income | 580,000 | USD | evidence → |
| Noninterest expense | 3,342,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,501,000 | USD | evidence → |
| Income tax | 529,000 | USD | evidence → |
| Net income | 972,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,404,000 | USD | evidence → |
| Total capital | 31,924,000 | USD | evidence → |
| Risk-weighted assets | 165,343,000 | USD | evidence → |