Call report 2005Q1
MECHANICS SAVINGS BANK — 2005Q1
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 229,795,000 | USD | evidence → |
| Total loans | 198,175,000 | USD | evidence → |
| Allowance for loan losses | 1,983,000 | USD | evidence → |
| Securities available for sale | 22,617,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 193,656,000 | USD | evidence → |
| Interest-bearing deposits | 183,564,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,092,000 | USD | evidence → |
| Equity capital | 29,939,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,649,000 | USD | evidence → |
| Interest expense | 1,443,000 | USD | evidence → |
| Net interest income | 2,206,000 | USD | evidence → |
| Noninterest income | 296,000 | USD | evidence → |
| Noninterest expense | 1,673,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 745,000 | USD | evidence → |
| Income tax | 262,000 | USD | evidence → |
| Net income | 483,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,914,000 | USD | evidence → |
| Total capital | 31,271,000 | USD | evidence → |
| Risk-weighted assets | 161,942,000 | USD | evidence → |