Call report 2004Q4
MECHANICS SAVINGS BANK — 2004Q4
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 230,811,000 | USD | evidence → |
| Total loans | 197,326,000 | USD | evidence → |
| Allowance for loan losses | 1,943,000 | USD | evidence → |
| Securities available for sale | 21,309,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 192,442,000 | USD | evidence → |
| Interest-bearing deposits | 181,261,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,181,000 | USD | evidence → |
| Equity capital | 29,518,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,717,000 | USD | evidence → |
| Interest expense | 4,916,000 | USD | evidence → |
| Net interest income | 8,801,000 | USD | evidence → |
| Noninterest income | 1,442,000 | USD | evidence → |
| Noninterest expense | 6,498,000 | USD | evidence → |
| Provision for loan losses | 370,000 | USD | evidence → |
| Pretax income | 3,395,000 | USD | evidence → |
| Income tax | 1,124,000 | USD | evidence → |
| Net income | 2,271,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,431,000 | USD | evidence → |
| Total capital | 29,409,000 | USD | evidence → |
| Risk-weighted assets | 160,370,000 | USD | evidence → |