Call report 2004Q1
MECHANICS SAVINGS BANK — 2004Q1
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 209,032,000 | USD | evidence → |
| Total loans | 177,297,000 | USD | evidence → |
| Allowance for loan losses | 1,917,000 | USD | evidence → |
| Securities available for sale | 21,938,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 173,383,000 | USD | evidence → |
| Interest-bearing deposits | 163,569,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,814,000 | USD | evidence → |
| Equity capital | 27,378,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,274,000 | USD | evidence → |
| Interest expense | 1,177,000 | USD | evidence → |
| Net interest income | 2,097,000 | USD | evidence → |
| Noninterest income | 361,000 | USD | evidence → |
| Noninterest expense | 1,422,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 933,000 | USD | evidence → |
| Income tax | 328,000 | USD | evidence → |
| Net income | 605,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,768,000 | USD | evidence → |
| Total capital | 27,600,000 | USD | evidence → |
| Risk-weighted assets | 146,502,000 | USD | evidence → |