Call report 2003Q4
MECHANICS SAVINGS BANK — 2003Q4
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 209,920,000 | USD | evidence → |
| Total loans | 175,805,000 | USD | evidence → |
| Allowance for loan losses | 1,853,000 | USD | evidence → |
| Securities available for sale | 23,199,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 172,044,000 | USD | evidence → |
| Interest-bearing deposits | 162,148,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,896,000 | USD | evidence → |
| Equity capital | 26,640,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,579,000 | USD | evidence → |
| Interest expense | 4,996,000 | USD | evidence → |
| Net interest income | 8,583,000 | USD | evidence → |
| Noninterest income | 2,038,000 | USD | evidence → |
| Noninterest expense | 5,996,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 4,614,000 | USD | evidence → |
| Income tax | 1,549,000 | USD | evidence → |
| Net income | 3,065,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,164,000 | USD | evidence → |
| Total capital | 27,000,000 | USD | evidence → |
| Risk-weighted assets | 146,856,000 | USD | evidence → |