Call report 2004Q2
MECHANICS SAVINGS BANK — 2004Q2
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 214,458,000 | USD | evidence → |
| Total loans | 184,757,000 | USD | evidence → |
| Allowance for loan losses | 1,892,000 | USD | evidence → |
| Securities available for sale | 19,707,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,451,000 | USD | evidence → |
| Interest-bearing deposits | 164,386,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,065,000 | USD | evidence → |
| Equity capital | 27,840,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,599,000 | USD | evidence → |
| Interest expense | 2,341,000 | USD | evidence → |
| Net interest income | 4,258,000 | USD | evidence → |
| Noninterest income | 685,000 | USD | evidence → |
| Noninterest expense | 2,944,000 | USD | evidence → |
| Provision for loan losses | 190,000 | USD | evidence → |
| Pretax income | 1,785,000 | USD | evidence → |
| Income tax | 629,000 | USD | evidence → |
| Net income | 1,156,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,319,000 | USD | evidence → |
| Total capital | 28,190,000 | USD | evidence → |
| Risk-weighted assets | 149,648,000 | USD | evidence → |