Call report 2012Q2
REGAL FINANCIAL BANK — 2012Q2
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,887,000 | USD | evidence → |
| Total loans | 72,339,000 | USD | evidence → |
| Allowance for loan losses | 2,486,000 | USD | evidence → |
| Securities available for sale | 3,786,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,801,000 | USD | evidence → |
| Interest-bearing deposits | 73,169,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,633,000 | USD | evidence → |
| Equity capital | 7,669,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,087,000 | USD | evidence → |
| Interest expense | 343,000 | USD | evidence → |
| Net interest income | 1,744,000 | USD | evidence → |
| Noninterest income | 405,000 | USD | evidence → |
| Noninterest expense | 1,872,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 277,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 268,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,492,000 | USD | evidence → |
| Total capital | 8,378,000 | USD | evidence → |
| Risk-weighted assets | 69,220,000 | USD | evidence → |