Call report 2012Q1
REGAL FINANCIAL BANK — 2012Q1
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,845,000 | USD | evidence → |
| Total loans | 74,811,000 | USD | evidence → |
| Allowance for loan losses | 2,746,000 | USD | evidence → |
| Securities available for sale | 4,053,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,281,000 | USD | evidence → |
| Interest-bearing deposits | 81,386,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,895,000 | USD | evidence → |
| Equity capital | 6,074,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,037,000 | USD | evidence → |
| Interest expense | 188,000 | USD | evidence → |
| Net interest income | 849,000 | USD | evidence → |
| Noninterest income | 309,000 | USD | evidence → |
| Noninterest expense | 946,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 212,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 203,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,876,000 | USD | evidence → |
| Total capital | 6,790,000 | USD | evidence → |
| Risk-weighted assets | 71,345,000 | USD | evidence → |