Call report 2012Q3
REGAL FINANCIAL BANK — 2012Q3
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 98,686,000 | USD | evidence → |
| Total loans | 72,141,000 | USD | evidence → |
| Allowance for loan losses | 2,100,000 | USD | evidence → |
| Securities available for sale | 3,633,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,914,000 | USD | evidence → |
| Interest-bearing deposits | 64,025,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,889,000 | USD | evidence → |
| Equity capital | 12,186,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,057,000 | USD | evidence → |
| Interest expense | 480,000 | USD | evidence → |
| Net interest income | 2,577,000 | USD | evidence → |
| Noninterest income | 795,000 | USD | evidence → |
| Noninterest expense | 2,955,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 417,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 408,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,979,000 | USD | evidence → |
| Total capital | 12,900,000 | USD | evidence → |
| Risk-weighted assets | 72,489,000 | USD | evidence → |