Call report 2011Q4
REGAL FINANCIAL BANK — 2011Q4
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,196,000 | USD | evidence → |
| Total loans | 69,795,000 | USD | evidence → |
| Allowance for loan losses | 2,896,000 | USD | evidence → |
| Securities available for sale | 4,214,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,957,000 | USD | evidence → |
| Interest-bearing deposits | 88,013,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,943,000 | USD | evidence → |
| Equity capital | 5,580,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,661,000 | USD | evidence → |
| Interest expense | 1,236,000 | USD | evidence → |
| Net interest income | 3,425,000 | USD | evidence → |
| Noninterest income | -529,000 | USD | evidence → |
| Noninterest expense | 5,463,000 | USD | evidence → |
| Provision for loan losses | 2,294,000 | USD | evidence → |
| Pretax income | -4,861,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -4,861,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,392,000 | USD | evidence → |
| Total capital | 6,281,000 | USD | evidence → |
| Risk-weighted assets | 69,132,000 | USD | evidence → |