Call report 2005Q2
REGAL FINANCIAL BANK — 2005Q2
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,145,000 | USD | evidence → |
| Total loans | 68,915,000 | USD | evidence → |
| Allowance for loan losses | 926,000 | USD | evidence → |
| Securities available for sale | 10,684,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,048,000 | USD | evidence → |
| Interest-bearing deposits | 85,655,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,394,000 | USD | evidence → |
| Equity capital | 14,406,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,091,000 | USD | evidence → |
| Interest expense | 1,054,000 | USD | evidence → |
| Net interest income | 2,037,000 | USD | evidence → |
| Noninterest income | 146,000 | USD | evidence → |
| Noninterest expense | 1,709,000 | USD | evidence → |
| Provision for loan losses | 38,000 | USD | evidence → |
| Pretax income | 436,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 436,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,522,000 | USD | evidence → |
| Total capital | 15,448,000 | USD | evidence → |
| Risk-weighted assets | 76,967,000 | USD | evidence → |