Call report 2005Q3
REGAL FINANCIAL BANK — 2005Q3
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 116,127,000 | USD | evidence → |
| Total loans | 74,330,000 | USD | evidence → |
| Allowance for loan losses | 926,000 | USD | evidence → |
| Securities available for sale | 11,318,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,011,000 | USD | evidence → |
| Interest-bearing deposits | 93,681,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,330,000 | USD | evidence → |
| Equity capital | 14,502,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,773,000 | USD | evidence → |
| Interest expense | 1,802,000 | USD | evidence → |
| Net interest income | 2,971,000 | USD | evidence → |
| Noninterest income | 203,000 | USD | evidence → |
| Noninterest expense | 2,570,000 | USD | evidence → |
| Provision for loan losses | 38,000 | USD | evidence → |
| Pretax income | 566,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 566,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,652,000 | USD | evidence → |
| Total capital | 15,578,000 | USD | evidence → |
| Risk-weighted assets | 83,716,000 | USD | evidence → |