Call report 2005Q1
REGAL FINANCIAL BANK — 2005Q1
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,833,000 | USD | evidence → |
| Total loans | 70,806,000 | USD | evidence → |
| Allowance for loan losses | 987,000 | USD | evidence → |
| Securities available for sale | 9,842,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 104,274,000 | USD | evidence → |
| Interest-bearing deposits | 93,161,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,113,000 | USD | evidence → |
| Equity capital | 14,082,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,435,000 | USD | evidence → |
| Interest expense | 477,000 | USD | evidence → |
| Net interest income | 958,000 | USD | evidence → |
| Noninterest income | 55,000 | USD | evidence → |
| Noninterest expense | 807,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 181,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 181,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,267,000 | USD | evidence → |
| Total capital | 15,254,000 | USD | evidence → |
| Risk-weighted assets | 81,791,000 | USD | evidence → |