Call report 2026Q1
WAYPOINT BANK — 2026Q1
The 22 measures WAYPOINT BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 405,220,000 | USD | evidence → |
| Total loans | 280,291,000 | USD | evidence → |
| Allowance for loan losses | 6,579,000 | USD | evidence → |
| Securities available for sale | 79,529,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 333,402,000 | USD | evidence → |
| Interest-bearing deposits | 235,255,000 | USD | evidence → |
| Noninterest-bearing deposits | 98,147,000 | USD | evidence → |
| Equity capital | 42,821,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,111,000 | USD | evidence → |
| Interest expense | 1,340,000 | USD | evidence → |
| Net interest income | 3,771,000 | USD | evidence → |
| Noninterest income | 369,000 | USD | evidence → |
| Noninterest expense | 2,373,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,707,000 | USD | evidence → |
| Income tax | 17,000 | USD | evidence → |
| Net income | 1,690,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,944,000 | USD | evidence → |
| Total capital | 46,226,000 | USD | evidence → |
| Risk-weighted assets | 340,328,000 | USD | evidence → |