Call report 2025Q4
WAYPOINT BANK — 2025Q4
The 22 measures WAYPOINT BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 411,340,000 | USD | evidence → |
| Total loans | 282,555,000 | USD | evidence → |
| Allowance for loan losses | 6,522,000 | USD | evidence → |
| Securities available for sale | 79,916,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 340,513,000 | USD | evidence → |
| Interest-bearing deposits | 237,947,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,566,000 | USD | evidence → |
| Equity capital | 42,770,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,570,000 | USD | evidence → |
| Interest expense | 5,926,000 | USD | evidence → |
| Net interest income | 13,644,000 | USD | evidence → |
| Noninterest income | 1,361,000 | USD | evidence → |
| Noninterest expense | 8,703,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 6,242,000 | USD | evidence → |
| Income tax | 67,000 | USD | evidence → |
| Net income | 6,175,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,716,000 | USD | evidence → |
| Total capital | 46,032,000 | USD | evidence → |
| Risk-weighted assets | 343,153,000 | USD | evidence → |