Call report 2026Q2
WAYPOINT BANK — 2026Q2
The 22 measures WAYPOINT BANK reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 391,485,000 | USD | evidence → |
| Total loans | 280,471,000 | USD | evidence → |
| Allowance for loan losses | 6,640,000 | USD | evidence → |
| Securities available for sale | 81,568,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 324,567,000 | USD | evidence → |
| Interest-bearing deposits | 228,835,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,732,000 | USD | evidence → |
| Equity capital | 44,274,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,337,000 | USD | evidence → |
| Interest expense | 2,663,000 | USD | evidence → |
| Net interest income | 7,674,000 | USD | evidence → |
| Noninterest income | 772,000 | USD | evidence → |
| Noninterest expense | 4,722,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 3,604,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | 3,569,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,998,000 | USD | evidence → |
| Total capital | 47,206,000 | USD | evidence → |
| Risk-weighted assets | 334,264,000 | USD | evidence → |