Call report 2025Q3
WAYPOINT BANK — 2025Q3
The 22 measures WAYPOINT BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 384,729,000 | USD | evidence → |
| Total loans | 268,318,000 | USD | evidence → |
| Allowance for loan losses | 6,316,000 | USD | evidence → |
| Securities available for sale | 90,885,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 294,111,000 | USD | evidence → |
| Interest-bearing deposits | 215,690,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,421,000 | USD | evidence → |
| Equity capital | 41,419,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,272,000 | USD | evidence → |
| Interest expense | 4,384,000 | USD | evidence → |
| Net interest income | 9,888,000 | USD | evidence → |
| Noninterest income | 983,000 | USD | evidence → |
| Noninterest expense | 6,283,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,588,000 | USD | evidence → |
| Income tax | 54,000 | USD | evidence → |
| Net income | 4,534,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,578,000 | USD | evidence → |
| Total capital | 47,694,000 | USD | evidence → |
| Risk-weighted assets | 327,087,000 | USD | evidence → |