Call report 2023Q3
WAYPOINT BANK — 2023Q3
The 22 measures WAYPOINT BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 380,461,000 | USD | evidence → |
| Total loans | 250,374,000 | USD | evidence → |
| Allowance for loan losses | 6,404,000 | USD | evidence → |
| Securities available for sale | 102,755,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 297,968,000 | USD | evidence → |
| Interest-bearing deposits | 217,962,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,006,000 | USD | evidence → |
| Equity capital | 28,385,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,750,000 | USD | evidence → |
| Interest expense | 3,474,000 | USD | evidence → |
| Net interest income | 8,276,000 | USD | evidence → |
| Noninterest income | 909,000 | USD | evidence → |
| Noninterest expense | 5,701,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,484,000 | USD | evidence → |
| Income tax | 67,000 | USD | evidence → |
| Net income | 3,417,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,780,000 | USD | evidence → |
| Total capital | 43,606,000 | USD | evidence → |
| Risk-weighted assets | 303,517,000 | USD | evidence → |