Call report 2023Q2
WAYPOINT BANK — 2023Q2
The 22 measures WAYPOINT BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 374,694,000 | USD | evidence → |
| Total loans | 245,854,000 | USD | evidence → |
| Allowance for loan losses | 6,400,000 | USD | evidence → |
| Securities available for sale | 104,437,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 295,360,000 | USD | evidence → |
| Interest-bearing deposits | 214,656,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,704,000 | USD | evidence → |
| Equity capital | 29,250,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,508,000 | USD | evidence → |
| Interest expense | 2,074,000 | USD | evidence → |
| Net interest income | 5,434,000 | USD | evidence → |
| Noninterest income | 611,000 | USD | evidence → |
| Noninterest expense | 3,823,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,222,000 | USD | evidence → |
| Income tax | 43,000 | USD | evidence → |
| Net income | 2,179,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,393,000 | USD | evidence → |
| Total capital | 43,146,000 | USD | evidence → |
| Risk-weighted assets | 297,562,000 | USD | evidence → |