Call report 2023Q4
WAYPOINT BANK — 2023Q4
The 22 measures WAYPOINT BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 375,742,000 | USD | evidence → |
| Total loans | 247,357,000 | USD | evidence → |
| Allowance for loan losses | 6,410,000 | USD | evidence → |
| Securities available for sale | 105,353,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 290,288,000 | USD | evidence → |
| Interest-bearing deposits | 207,741,000 | USD | evidence → |
| Noninterest-bearing deposits | 82,547,000 | USD | evidence → |
| Equity capital | 32,933,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,109,000 | USD | evidence → |
| Interest expense | 5,052,000 | USD | evidence → |
| Net interest income | 11,057,000 | USD | evidence → |
| Noninterest income | 1,203,000 | USD | evidence → |
| Noninterest expense | 7,538,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,920,000 | USD | evidence → |
| Income tax | 74,000 | USD | evidence → |
| Net income | 4,846,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,410,000 | USD | evidence → |
| Total capital | 44,241,000 | USD | evidence → |
| Risk-weighted assets | 303,936,000 | USD | evidence → |