Call report 2008Q1
WAYPOINT BANK — 2008Q1
The 22 measures WAYPOINT BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 196,008,000 | USD | evidence → |
| Total loans | 135,341,000 | USD | evidence → |
| Allowance for loan losses | 2,206,000 | USD | evidence → |
| Securities available for sale | 45,997,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 173,693,000 | USD | evidence → |
| Interest-bearing deposits | 147,546,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,147,000 | USD | evidence → |
| Equity capital | 18,225,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,152,000 | USD | evidence → |
| Interest expense | 1,389,000 | USD | evidence → |
| Net interest income | 1,763,000 | USD | evidence → |
| Noninterest income | 171,000 | USD | evidence → |
| Noninterest expense | 1,102,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 664,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 652,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,732,000 | USD | evidence → |
| Total capital | 18,859,000 | USD | evidence → |
| Risk-weighted assets | 173,364,000 | USD | evidence → |