Call report 2007Q4
WAYPOINT BANK — 2007Q4
The 22 measures WAYPOINT BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 194,175,000 | USD | evidence → |
| Total loans | 135,958,000 | USD | evidence → |
| Allowance for loan losses | 2,078,000 | USD | evidence → |
| Securities available for sale | 44,448,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,737,000 | USD | evidence → |
| Interest-bearing deposits | 143,154,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,583,000 | USD | evidence → |
| Equity capital | 18,168,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,774,000 | USD | evidence → |
| Interest expense | 5,748,000 | USD | evidence → |
| Net interest income | 7,026,000 | USD | evidence → |
| Noninterest income | 786,000 | USD | evidence → |
| Noninterest expense | 4,598,000 | USD | evidence → |
| Provision for loan losses | 480,000 | USD | evidence → |
| Pretax income | 2,751,000 | USD | evidence → |
| Income tax | 47,000 | USD | evidence → |
| Net income | 2,704,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,614,000 | USD | evidence → |
| Total capital | 18,692,000 | USD | evidence → |
| Risk-weighted assets | 168,517,000 | USD | evidence → |