Call report 2008Q2
WAYPOINT BANK — 2008Q2
The 22 measures WAYPOINT BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 197,142,000 | USD | evidence → |
| Total loans | 134,090,000 | USD | evidence → |
| Allowance for loan losses | 2,332,000 | USD | evidence → |
| Securities available for sale | 49,217,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 174,088,000 | USD | evidence → |
| Interest-bearing deposits | 149,008,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,080,000 | USD | evidence → |
| Equity capital | 17,052,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,015,000 | USD | evidence → |
| Interest expense | 2,615,000 | USD | evidence → |
| Net interest income | 3,400,000 | USD | evidence → |
| Noninterest income | 389,000 | USD | evidence → |
| Noninterest expense | 2,329,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 1,252,000 | USD | evidence → |
| Income tax | 25,000 | USD | evidence → |
| Net income | 1,227,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,784,000 | USD | evidence → |
| Total capital | 18,771,000 | USD | evidence → |
| Risk-weighted assets | 174,913,000 | USD | evidence → |