Call report 2004Q3
CITIZENS BANK & TRUST COMPANY — 2004Q3
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,222,000 | USD | evidence → |
| Total loans | 40,287,000 | USD | evidence → |
| Allowance for loan losses | 572,000 | USD | evidence → |
| Securities available for sale | 21,747,000 | USD | evidence → |
| Securities held to maturity | 18,580,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,024,000 | USD | evidence → |
| Interest-bearing deposits | 60,889,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,135,000 | USD | evidence → |
| Equity capital | 7,795,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,543,000 | USD | evidence → |
| Interest expense | 1,130,000 | USD | evidence → |
| Net interest income | 2,413,000 | USD | evidence → |
| Noninterest income | 704,000 | USD | evidence → |
| Noninterest expense | 2,492,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 585,000 | USD | evidence → |
| Income tax | 123,000 | USD | evidence → |
| Net income | 462,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,629,000 | USD | evidence → |
| Total capital | 8,201,000 | USD | evidence → |
| Risk-weighted assets | 49,801,000 | USD | evidence → |