Call report 2004Q4
CITIZENS BANK & TRUST COMPANY — 2004Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,698,000 | USD | evidence → |
| Total loans | 41,762,000 | USD | evidence → |
| Allowance for loan losses | 568,000 | USD | evidence → |
| Securities available for sale | 21,924,000 | USD | evidence → |
| Securities held to maturity | 17,459,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,448,000 | USD | evidence → |
| Interest-bearing deposits | 62,538,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,910,000 | USD | evidence → |
| Equity capital | 7,974,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,747,000 | USD | evidence → |
| Interest expense | 1,538,000 | USD | evidence → |
| Net interest income | 3,209,000 | USD | evidence → |
| Noninterest income | 935,000 | USD | evidence → |
| Noninterest expense | 3,281,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 823,000 | USD | evidence → |
| Income tax | 119,000 | USD | evidence → |
| Net income | 704,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,871,000 | USD | evidence → |
| Total capital | 8,439,000 | USD | evidence → |
| Risk-weighted assets | 52,108,000 | USD | evidence → |