Call report 2004Q2
CITIZENS BANK & TRUST COMPANY — 2004Q2
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,303,000 | USD | evidence → |
| Total loans | 40,499,000 | USD | evidence → |
| Allowance for loan losses | 529,000 | USD | evidence → |
| Securities available for sale | 22,131,000 | USD | evidence → |
| Securities held to maturity | 18,274,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,565,000 | USD | evidence → |
| Interest-bearing deposits | 61,737,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,828,000 | USD | evidence → |
| Equity capital | 7,422,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,372,000 | USD | evidence → |
| Interest expense | 738,000 | USD | evidence → |
| Net interest income | 1,634,000 | USD | evidence → |
| Noninterest income | 452,000 | USD | evidence → |
| Noninterest expense | 1,691,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 355,000 | USD | evidence → |
| Income tax | 76,000 | USD | evidence → |
| Net income | 279,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,447,000 | USD | evidence → |
| Total capital | 7,976,000 | USD | evidence → |
| Risk-weighted assets | 50,469,000 | USD | evidence → |