Call report 2003Q2
BANK OF EPHRAIM — 2003Q2
The 22 measures BANK OF EPHRAIM reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,912,000 | USD | evidence → |
| Total loans | 38,467,000 | USD | evidence → |
| Allowance for loan losses | 1,117,000 | USD | evidence → |
| Securities available for sale | 1,299,000 | USD | evidence → |
| Securities held to maturity | 4,602,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 53,695,000 | USD | evidence → |
| Interest-bearing deposits | 39,001,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,694,000 | USD | evidence → |
| Equity capital | 5,040,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,722,000 | USD | evidence → |
| Interest expense | 424,000 | USD | evidence → |
| Net interest income | 1,298,000 | USD | evidence → |
| Noninterest income | 244,000 | USD | evidence → |
| Noninterest expense | 1,120,000 | USD | evidence → |
| Provision for loan losses | 424,000 | USD | evidence → |
| Pretax income | -2,000 | USD | evidence → |
| Income tax | 25,000 | USD | evidence → |
| Net income | -27,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,038,000 | USD | evidence → |
| Total capital | 5,590,000 | USD | evidence → |
| Risk-weighted assets | 43,642,000 | USD | evidence → |