Call report 2003Q3
BANK OF EPHRAIM — 2003Q3
The 22 measures BANK OF EPHRAIM reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 61,784,000 | USD | evidence → |
| Total loans | 37,720,000 | USD | evidence → |
| Allowance for loan losses | 2,309,000 | USD | evidence → |
| Securities available for sale | 1,543,000 | USD | evidence → |
| Securities held to maturity | 4,416,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,270,000 | USD | evidence → |
| Interest-bearing deposits | 39,711,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,559,000 | USD | evidence → |
| Equity capital | 4,326,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,497,000 | USD | evidence → |
| Interest expense | 618,000 | USD | evidence → |
| Net interest income | 1,879,000 | USD | evidence → |
| Noninterest income | 313,000 | USD | evidence → |
| Noninterest expense | 1,663,000 | USD | evidence → |
| Provision for loan losses | 1,789,000 | USD | evidence → |
| Pretax income | -1,260,000 | USD | evidence → |
| Income tax | -515,000 | USD | evidence → |
| Net income | -745,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,320,000 | USD | evidence → |
| Total capital | 4,878,000 | USD | evidence → |
| Risk-weighted assets | 42,961,000 | USD | evidence → |