Call report 2003Q1
BANK OF EPHRAIM — 2003Q1
The 22 measures BANK OF EPHRAIM reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,627,000 | USD | evidence → |
| Total loans | 39,110,000 | USD | evidence → |
| Allowance for loan losses | 1,373,000 | USD | evidence → |
| Securities available for sale | 1,325,000 | USD | evidence → |
| Securities held to maturity | 5,024,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,542,000 | USD | evidence → |
| Interest-bearing deposits | 37,792,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,750,000 | USD | evidence → |
| Equity capital | 4,852,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 865,000 | USD | evidence → |
| Interest expense | 212,000 | USD | evidence → |
| Net interest income | 653,000 | USD | evidence → |
| Noninterest income | 115,000 | USD | evidence → |
| Noninterest expense | 558,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | -190,000 | USD | evidence → |
| Income tax | 25,000 | USD | evidence → |
| Net income | -215,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,848,000 | USD | evidence → |
| Total capital | 5,396,000 | USD | evidence → |
| Risk-weighted assets | 43,018,000 | USD | evidence → |