Call report 2002Q4
BANK OF EPHRAIM — 2002Q4
The 22 measures BANK OF EPHRAIM reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 56,491,000 | USD | evidence → |
| Total loans | 37,901,000 | USD | evidence → |
| Allowance for loan losses | 995,000 | USD | evidence → |
| Securities available for sale | 1,051,000 | USD | evidence → |
| Securities held to maturity | 5,276,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 51,202,000 | USD | evidence → |
| Interest-bearing deposits | 38,868,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,334,000 | USD | evidence → |
| Equity capital | 5,071,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,611,000 | USD | evidence → |
| Interest expense | 999,000 | USD | evidence → |
| Net interest income | 2,612,000 | USD | evidence → |
| Noninterest income | 514,000 | USD | evidence → |
| Noninterest expense | 2,049,000 | USD | evidence → |
| Provision for loan losses | 685,000 | USD | evidence → |
| Pretax income | 392,000 | USD | evidence → |
| Income tax | 127,000 | USD | evidence → |
| Net income | 265,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,065,000 | USD | evidence → |
| Total capital | 5,606,000 | USD | evidence → |
| Risk-weighted assets | 42,817,000 | USD | evidence → |