Call report 2002Q3
BANK OF EPHRAIM — 2002Q3
The 22 measures BANK OF EPHRAIM reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 56,016,000 | USD | evidence → |
| Total loans | 37,937,000 | USD | evidence → |
| Allowance for loan losses | 954,000 | USD | evidence → |
| Securities available for sale | 765,000 | USD | evidence → |
| Securities held to maturity | 6,160,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,760,000 | USD | evidence → |
| Interest-bearing deposits | 39,900,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,860,000 | USD | evidence → |
| Equity capital | 5,027,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,729,000 | USD | evidence → |
| Interest expense | 753,000 | USD | evidence → |
| Net interest income | 1,976,000 | USD | evidence → |
| Noninterest income | 375,000 | USD | evidence → |
| Noninterest expense | 1,481,000 | USD | evidence → |
| Provision for loan losses | 528,000 | USD | evidence → |
| Pretax income | 342,000 | USD | evidence → |
| Income tax | 120,000 | USD | evidence → |
| Net income | 222,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,021,000 | USD | evidence → |
| Total capital | 5,547,000 | USD | evidence → |
| Risk-weighted assets | 41,694,000 | USD | evidence → |