Call report 2002Q2
BANK OF EPHRAIM — 2002Q2
The 22 measures BANK OF EPHRAIM reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,516,000 | USD | evidence → |
| Total loans | 37,427,000 | USD | evidence → |
| Allowance for loan losses | 842,000 | USD | evidence → |
| Securities available for sale | 807,000 | USD | evidence → |
| Securities held to maturity | 3,880,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 46,273,000 | USD | evidence → |
| Interest-bearing deposits | 36,003,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,270,000 | USD | evidence → |
| Equity capital | 5,018,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,827,000 | USD | evidence → |
| Interest expense | 493,000 | USD | evidence → |
| Net interest income | 1,334,000 | USD | evidence → |
| Noninterest income | 247,000 | USD | evidence → |
| Noninterest expense | 984,000 | USD | evidence → |
| Provision for loan losses | 278,000 | USD | evidence → |
| Pretax income | 319,000 | USD | evidence → |
| Income tax | 100,000 | USD | evidence → |
| Net income | 219,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,018,000 | USD | evidence → |
| Total capital | 5,529,000 | USD | evidence → |
| Risk-weighted assets | 40,523,000 | USD | evidence → |