Call report 2002Q1
BANK OF EPHRAIM — 2002Q1
The 22 measures BANK OF EPHRAIM reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,533,000 | USD | evidence → |
| Total loans | 35,960,000 | USD | evidence → |
| Allowance for loan losses | 701,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 4,098,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 46,267,000 | USD | evidence → |
| Interest-bearing deposits | 35,196,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,070,000 | USD | evidence → |
| Equity capital | 5,039,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 893,000 | USD | evidence → |
| Interest expense | 244,000 | USD | evidence → |
| Net interest income | 649,000 | USD | evidence → |
| Noninterest income | 115,000 | USD | evidence → |
| Noninterest expense | 488,000 | USD | evidence → |
| Provision for loan losses | 116,000 | USD | evidence → |
| Pretax income | 160,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 160,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,039,000 | USD | evidence → |
| Total capital | 5,528,000 | USD | evidence → |
| Risk-weighted assets | 38,877,000 | USD | evidence → |