Call report 2001Q4
BANK OF EPHRAIM — 2001Q4
The 22 measures BANK OF EPHRAIM reported to the FFIEC for 2001Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,277,000 | USD | evidence → |
| Total loans | 35,595,000 | USD | evidence → |
| Allowance for loan losses | 885,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,990,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,142,000 | USD | evidence → |
| Interest-bearing deposits | 32,416,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,726,000 | USD | evidence → |
| Equity capital | 4,879,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,624,000 | USD | evidence → |
| Interest expense | 1,340,000 | USD | evidence → |
| Net interest income | 2,284,000 | USD | evidence → |
| Noninterest income | 394,000 | USD | evidence → |
| Noninterest expense | 1,744,000 | USD | evidence → |
| Provision for loan losses | 418,000 | USD | evidence → |
| Pretax income | 516,000 | USD | evidence → |
| Income tax | 124,000 | USD | evidence → |
| Net income | 392,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,879,000 | USD | evidence → |
| Total capital | 5,359,000 | USD | evidence → |
| Risk-weighted assets | 38,026,000 | USD | evidence → |