Call report 2023Q3
RICHLAND STATE BANK — 2023Q3
The 22 measures RICHLAND STATE BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 49,985,000 | USD | evidence → |
| Total loans | 22,277,000 | USD | evidence → |
| Allowance for loan losses | 481,000 | USD | evidence → |
| Securities available for sale | 24,033,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,951,000 | USD | evidence → |
| Interest-bearing deposits | 35,674,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,277,000 | USD | evidence → |
| Equity capital | 3,832,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,226,000 | USD | evidence → |
| Interest expense | 296,000 | USD | evidence → |
| Net interest income | 1,930,000 | USD | evidence → |
| Noninterest income | 1,737,000 | USD | evidence → |
| Noninterest expense | 1,588,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,066,000 | USD | evidence → |
| Income tax | 58,000 | USD | evidence → |
| Net income | 2,008,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,616,000 | USD | evidence → |
| Total capital | 6,991,000 | USD | evidence → |
| Risk-weighted assets | 29,903,000 | USD | evidence → |