Call report 2023Q2
RICHLAND STATE BANK — 2023Q2
The 22 measures RICHLAND STATE BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,052,000 | USD | evidence → |
| Total loans | 19,480,000 | USD | evidence → |
| Allowance for loan losses | 480,000 | USD | evidence → |
| Securities available for sale | 25,854,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,767,000 | USD | evidence → |
| Interest-bearing deposits | 38,838,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,929,000 | USD | evidence → |
| Equity capital | 4,163,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,609,000 | USD | evidence → |
| Interest expense | 185,000 | USD | evidence → |
| Net interest income | 1,424,000 | USD | evidence → |
| Noninterest income | 1,108,000 | USD | evidence → |
| Noninterest expense | 1,040,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,488,000 | USD | evidence → |
| Income tax | 40,000 | USD | evidence → |
| Net income | 1,448,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,456,000 | USD | evidence → |
| Total capital | 6,802,000 | USD | evidence → |
| Risk-weighted assets | 27,500,000 | USD | evidence → |