Call report 2023Q4
RICHLAND STATE BANK — 2023Q4
The 22 measures RICHLAND STATE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,554,000 | USD | evidence → |
| Total loans | 20,526,000 | USD | evidence → |
| Allowance for loan losses | 481,000 | USD | evidence → |
| Securities available for sale | 23,162,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,702,000 | USD | evidence → |
| Interest-bearing deposits | 34,362,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,340,000 | USD | evidence → |
| Equity capital | 4,710,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,816,000 | USD | evidence → |
| Interest expense | 422,000 | USD | evidence → |
| Net interest income | 2,394,000 | USD | evidence → |
| Noninterest income | 2,131,000 | USD | evidence → |
| Noninterest expense | 2,194,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,251,000 | USD | evidence → |
| Income tax | 80,000 | USD | evidence → |
| Net income | 2,171,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,529,000 | USD | evidence → |
| Total capital | 6,863,000 | USD | evidence → |
| Risk-weighted assets | 26,578,000 | USD | evidence → |