Call report 2007Q4
VIRGINIA COMMONWEALTH BANK — 2007Q4
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 325,525,000 | USD | evidence → |
| Total loans | 260,512,000 | USD | evidence → |
| Allowance for loan losses | 2,347,000 | USD | evidence → |
| Securities available for sale | 41,395,000 | USD | evidence → |
| Securities held to maturity | 471,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 260,185,000 | USD | evidence → |
| Interest-bearing deposits | 221,687,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,498,000 | USD | evidence → |
| Equity capital | 25,932,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,240,000 | USD | evidence → |
| Interest expense | 9,014,000 | USD | evidence → |
| Net interest income | 11,226,000 | USD | evidence → |
| Noninterest income | 2,332,000 | USD | evidence → |
| Noninterest expense | 10,263,000 | USD | evidence → |
| Provision for loan losses | 298,000 | USD | evidence → |
| Pretax income | 2,997,000 | USD | evidence → |
| Income tax | 782,000 | USD | evidence → |
| Net income | 2,215,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,435,000 | USD | evidence → |
| Total capital | 25,782,000 | USD | evidence → |
| Risk-weighted assets | 248,423,000 | USD | evidence → |