Call report 2007Q3
VIRGINIA COMMONWEALTH BANK — 2007Q3
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 327,233,000 | USD | evidence → |
| Total loans | 256,827,000 | USD | evidence → |
| Allowance for loan losses | 2,317,000 | USD | evidence → |
| Securities available for sale | 41,504,000 | USD | evidence → |
| Securities held to maturity | 468,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 264,552,000 | USD | evidence → |
| Interest-bearing deposits | 221,883,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,670,000 | USD | evidence → |
| Equity capital | 25,245,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,104,000 | USD | evidence → |
| Interest expense | 6,642,000 | USD | evidence → |
| Net interest income | 8,462,000 | USD | evidence → |
| Noninterest income | 1,759,000 | USD | evidence → |
| Noninterest expense | 7,738,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 2,258,000 | USD | evidence → |
| Income tax | 579,000 | USD | evidence → |
| Net income | 1,679,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,300,000 | USD | evidence → |
| Total capital | 25,617,000 | USD | evidence → |
| Risk-weighted assets | 244,276,000 | USD | evidence → |