Call report 2008Q1
VIRGINIA COMMONWEALTH BANK — 2008Q1
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 328,146,000 | USD | evidence → |
| Total loans | 255,263,000 | USD | evidence → |
| Allowance for loan losses | 2,307,000 | USD | evidence → |
| Securities available for sale | 36,950,000 | USD | evidence → |
| Securities held to maturity | 475,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 263,471,000 | USD | evidence → |
| Interest-bearing deposits | 224,836,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,635,000 | USD | evidence → |
| Equity capital | 26,205,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,029,000 | USD | evidence → |
| Interest expense | 2,199,000 | USD | evidence → |
| Net interest income | 2,830,000 | USD | evidence → |
| Noninterest income | 564,000 | USD | evidence → |
| Noninterest expense | 2,569,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 823,000 | USD | evidence → |
| Income tax | 184,000 | USD | evidence → |
| Net income | 639,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,494,000 | USD | evidence → |
| Total capital | 25,801,000 | USD | evidence → |
| Risk-weighted assets | 245,762,000 | USD | evidence → |