Call report 2007Q2
VIRGINIA COMMONWEALTH BANK — 2007Q2
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 320,262,000 | USD | evidence → |
| Total loans | 252,131,000 | USD | evidence → |
| Allowance for loan losses | 2,362,000 | USD | evidence → |
| Securities available for sale | 34,522,000 | USD | evidence → |
| Securities held to maturity | 464,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 257,079,000 | USD | evidence → |
| Interest-bearing deposits | 214,407,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,672,000 | USD | evidence → |
| Equity capital | 24,810,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,884,000 | USD | evidence → |
| Interest expense | 4,252,000 | USD | evidence → |
| Net interest income | 5,632,000 | USD | evidence → |
| Noninterest income | 1,129,000 | USD | evidence → |
| Noninterest expense | 5,176,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,435,000 | USD | evidence → |
| Income tax | 352,000 | USD | evidence → |
| Net income | 1,083,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,103,000 | USD | evidence → |
| Total capital | 25,465,000 | USD | evidence → |
| Risk-weighted assets | 237,963,000 | USD | evidence → |