Call report 2007Q1
VIRGINIA COMMONWEALTH BANK — 2007Q1
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 309,284,000 | USD | evidence → |
| Total loans | 251,181,000 | USD | evidence → |
| Allowance for loan losses | 2,308,000 | USD | evidence → |
| Securities available for sale | 36,308,000 | USD | evidence → |
| Securities held to maturity | 461,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 250,987,000 | USD | evidence → |
| Interest-bearing deposits | 209,257,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,730,000 | USD | evidence → |
| Equity capital | 24,816,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,843,000 | USD | evidence → |
| Interest expense | 2,069,000 | USD | evidence → |
| Net interest income | 2,774,000 | USD | evidence → |
| Noninterest income | 537,000 | USD | evidence → |
| Noninterest expense | 2,608,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 628,000 | USD | evidence → |
| Income tax | 148,000 | USD | evidence → |
| Net income | 480,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,901,000 | USD | evidence → |
| Total capital | 25,209,000 | USD | evidence → |
| Risk-weighted assets | 235,405,000 | USD | evidence → |